
Worldwide access, the power of membership.
The power of the credit union Member Card®
BC credit unions know how important extensive ATM access is to members. Your credit union Member Card is one of the safest, most efficient payment methods available today, providing you with direct access to your accounts at home, across the nation and abroad. From local access at Interac® ATMs and surcharge-free access at THE EXCHANGE® ATMs, to worldwide access using PLUS®(Visa) or Cirrus®(MasterCard) ATM networks — your Member Card is one of the best travel companions around.
Need access to cash while traveling abroad?
Not only do credit unions provide their members with access to thousands of ATMs across Canada, we're also partnered with international ATM networks to provide you with convenient access to your funds while traveling abroad. Just check the back of your Member Card to see which of the networks below you can access.

What kind of things do I need to know about traveling with my Member Card?
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International ATMs may save you money. Withdrawals are dispensed in local currency and are debited from your account in Canadian currency based on a favorable exchange rate.
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Some international ATMs are available only during normal business hours. Hours vary from country to country.
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Most international ATMs do not permit transactions involving multiple accounts. Most likely, your transaction will be routed to your primary account.
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Four-digit numeric PINs are standard in most countries. If you have an alphabetic PIN, translate the letters into numbers before leaving the country.
MEMBER CARD is a registered trademark of Credit Union Central of Canada and used under license.
INTERAC is a registered trademark of Interac Inc. used under license.
CIRRUS is a registered trademark of MasterCard International used under license
PLUS is a registered trademark of Visa International and used under license.
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