At BC's Credit Unions, Our Favourite Word is "Yes"

When people switch to a credit union, they are often surprised (and delighted) to discover a different attitude about loans, leases and mortgages. We want to help you get ahead and realize your personal dreams and business plans. Our open door policy accommodates everyone, and we're happy to sit down and do our best to negotiate financing suited to your income and goals. Of course, your credit rating and finances have to be in order first. We're not a soft touch. But we are on your side. At BC's credit unions, there's nothing we like better than saying, "Yes."

Personal loans, leases and mortgages

When you borrow at your local credit union, we work out flexible rates and payment schedules in accordance with your income. Depending on your credit union, borrowing options can include:

• Revolving credit, provided as a credit card, a standing charge account or a line of credit
• Direct or fixed loans for specific purposes
• Competitive, easy-to-understand leasing programs
• Mortgages that flexibly accommodate your specific financial situation (credit unions provide one out of five mortgages in BC)
• Overdraft protection
• And more
  

Contact your local credit union for more information.
» Find a credit union near you.

Business loans

Since 1936, when the first BC credit union opened, we've enjoyed a productive partnership with the province's business community. Our support and services for ventures of all sizes, from home offices to larger companies, have played an important role in the province's economic vitality. In fact, your credit unions provide over $3 billion in loans to local businesses. Depending on your credit union, business borrowing options can include:

• Workplace renovation loans, mortgages and leasing
• Loans for new equipment
• Expense account management
• Business credit cards
• Lines of credit
• And more
  

Membership has its benefits. When you switch to a credit union, you become a share-holding member. Over the past five years, BC credit unions have returned an average of $35 million annually to their members as dividends on shares, and as patronage refunds. So what’s stopping you from switching?